Text messaging forbidden word validator

Certain messaging use cases are not allowed on SMS or MMS in the United States or Canada. This information applies to long code messaging with the rollout of the new A2P 10DLC system in addition to short code and Toll-Free messaging.

How does this affect your text messaging experience?

In adherence to the carrier text message restrictions, with regard to the use of [forbidden] words and content, we have implemented a new text message validator in your CRM.

Moving forward if a message contains a [forbidden] word or content you will be presented with an error message and asked to remove the word prior to being able to send your message.

It is important to note that explicit language can also be included in this.

This validation has been put in place to protect your phone number from being flagged or blocked by phone carriers.

What are the forbidden words?

Please see the below table which directly references this article.

 
 

Category

 

Examples

 

Notes

 

High-risk financial services

  • Payday loans

  • Short term high-interest loans

  • Third-party loans (e.g., auto, mortgage)

  • Student loans

  • Cryptocurrency

“Third-party” means originating from any party other than the one which will service the loan.

Third-party lead generation services

  • Companies that buy, sell, or share consumer information.

 

Debt collection or forgiveness

  • Third-party debt collection

  • Debt consolidation

  • Debt reduction

  • Credit repair programs

“Third-party” means originating from any party other than the one who is owed the debt. For example, a hospital could send messages regarding bills for its own patients, assuming they provided opt-in to receive that messaging.
Third-party debt collectors may send transactional messages that consumers have directly opted in to; however, they cannot use SMS as a channel to collect a debt.

“Get rich quick” schemes

  • Deceptive work-from-home programs

  • Risk investment opportunities

  • Pyramid schemes

This is different from outreach about employment as a result of compliant opt-in practices, messages from brokerages to their members, investment news alerts, or other investment-related messages.

Illegal substances/articles

  • Cannabis (United States)

  • CBD (United States)

  • Fireworks

Cannabis is federally illegal in the United States. Cannabis businesses will not be permitted to use SMS/MMS messaging in the US, regardless of message content.
CBD is federally legal, but is subject to varying legal restrictions across US states, so US carriers do not permit messaging related to CBD.
Fireworks are a regulated product and US and CA carriers do not permit messaging related to fireworks.

Prescription drugs

  • Drugs that require a prescription

Offers for drugs that cannot be sold over-the-counter in the US/Canada are forbidden.

Gambling

  • Casino apps

  • Gambling websites

Gambling traffic is prohibited in the US and Canada on all number types (Toll Free, Short Code, Long Code).

"S.H.A.F.T." use cases

  • Sex

  • Hate

  • Alcohol

  • Firearms

  • Tobacco

While tobacco and alcohol traffic is prohibited on Toll Free, it is allowed on Short Code, or Long Code, as long as proper age gating procedures are in place.
Firearms and vaping-related traffic is prohibited.

Inappropriate Content

  • Harmful or objectionable content

Content that is hateful or encourages hatred or violence against individuals or groups is forbidden.  This can include explicit language.

 

Examples of validation error messages

Message Center

Screen Shot 2023-04-18 at 11.37.22 AM

Text Campaigns

Screen Shot 2023-04-18 at 11.38.21 AM

Appointment text confirmation message

  • Located under appointment > setup

Screen Shot 2023-04-18 at 11.39.19 AM

Appointment text confirm / adjust pending appointment modal

Screen Shot 2023-04-18 at 11.40.18 AM

Payments (text 2 pay)

Screen Shot 2023-04-19 at 10.34.04 AM

My use case is listed as forbidden. What can I do?

If your use case is listed above as forbidden for SMS and MMS messaging, you can use another campaign option available in your CRM. Examples of campaigns that are not affected by your CRM’s [forbidden] word validator.

  • Email Campaigns

  • Direct Mail Campaigns

  • Area Mail Campaigns